Who this is for
State-scheme applicants who have been asked for a project report by DIC, the nodal bank or the implementing department. First-time units that need the same shape of file as a PMEGP proposal.
What the file includes
- 01
Applicant, unit, activity and location as the credit file expects.
- 02
Project cost heads and matching means of finance.
- 03
Promoter contribution, declared subsidy and bank finance.
- 04
Projected P&L, balance sheet, ratios and DSCR.
- 05
Viability note that does not promise sanction.
- 06
A4 PDF plus editable Word.
How to make it
- 1. Open the generator and pick Basic, Detailed or CMA.
- 2. Optionally upload PAN, Udyam, GST or quotations — or type the figures yourself.
- 3. Download PDF, Word, or both. No login and no payment.
Common questions
- My state scheme has a different name. Can I still use this?
- Yes. Choose the nearest scheme or “Other government sponsored loan” and name it in the form.
- Is CMEGP the same as PMEGP?
- No. CMEGP is a state programme. The report layout is similar; the implementing agency is different.
- Will this file be accepted everywhere?
- Banks vary. The download follows a standard 15-section credit-file order. You can edit the Word copy if a branch wants extra annexures.
This is a documentation aid. It does not sanction a loan or subsidy. Lending decisions stay with the bank or implementing agency.